Blog Entries by Kellan Finley, Managing Director, Insurance Decisions

Sustain Your Future with Long Term Care

Kellan Goldberg, Managing Director, Insurance Decisions

Many clients recognize the benefits of using life insurance as an investment, but they can be sold on this premise with optimistic assumptions - which are often at odds with reality...Read More »

Failing Policies - What Causes This? Part 3 of 3

By Kellan Goldberg, Managing Director, Insurance Decisions on Wednesday, December 3rd, 2014

Kellan Goldberg, Managing Director, Insurance Decisions

Many clients recognize the benefits of using life insurance as an investment, but they can be sold on this premise with optimistic assumptions - which are often at odds with reality...Read More »

Failing Policies - What Causes This? Part 2 of 3

Kellan Goldberg, Managing Director, Insurance Decisions

Problems arise when people do not pay the premium amounts initially planned. It is important that policyholders stay true to the planned premium, especially in the beginning years, to ensure their policy’s continued solvency. If the premiums are not being paid, a policy can become underfunded, and will not benefit the insured as it was intended to at the time of purchase...Read More »

Failing Policies: Causes and Solutions Part 1

Kellan Goldberg, Managing Director, Insurance Decisions

When we review existing life insurance policies for the clients of our RIAs, we find that certain plans are failing and at risk of lapsing prematurely. There are generally 3 main causes for this...Read More »